Top Banks in America

Documents such as Vision & Values are rare these days in corporate America. Most companies have them, of course, but few as long as we’ve had ours. Fewer have resisted fads and stayed faithful to their founding language. Only a handful have made measurable progress guided by the same values toward an unchanging vision not just for a year or two but almost two decades. Our progress has not been perfect. We learn just as much from failure (perhaps more) as we do from success. Companies are made up of human beings who make mistakes. When we make them we admit them, learn from them, then we keep moving forward with even more understanding, guided by the same values toward the same vision.

We first published our Vision & Values in the early 1990s as Wells Fargo’s predecessor, Norwest Corporation. Our industry, our world and our company have changed a lot since then. We’ve grown from a network of small Midwestern banks into a national company with a global reputation. We’re the product of hundreds of combinations. Tens of thousands of our team members today trace their heritage to our ancestor companies — from as large as Norwest, Wells Fargo, Wachovia, First Union, CoreStates Financial, SouthTrust, Golden West Financial, A.G. Edwards, First Interstate, Crocker Bank, United Banks of Colorado, First Security, Acordia and First United Bank Group to as small as Comfort Bancshares of Comfort, Texas, and Little Mountain Bancshares of Monticello, Minnesota. Big or small, each influenced and strengthened our culture. Each brought us new geographies or capabilities and inspiring stories, and then each found common cause in our Vision & Values.

As a result, we believe in our vision just as strongly — we embrace these values just as passionately — as we did the first time we put them on paper. Our vision, our values, our commitment to outstanding sales and service for every customer, our diversified business model, our relationship strategy, our belief in people as a competitive advantage, our goal of consistent, sustainable revenue growth — none of that has changed. In fact, our unchanging vision and values and our time-tested business model are, more than ever, a competitive advantage as our industry evolves and consolidates. If our vision and values continue to anchor us, then we believe solving every problem, seizing every opportunity, and making every decision consistent with our vision and values will guide us toward more growth and success not just this year but for decades to come.

Source :https://www.wellsfargo.com/invest_relations/vision_values

TD Bank, America’s Most Convenient Bank^®, is one of the 10 largest banks in the United States, and provides customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida.

TD Bank
TD Bank offers a broad array of retail, small business and commercial banking products and services to more than 6.5 million customers throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida.

TD Insurance^†
TD Insurance, Inc. is a full service insurance agency, protecting consumers and businesses throughout the Northeast for well over 100 years.

TD Wealth Management
TD Wealth Management offers comprehensive wealth management services for personal investing and institutional or non-profit organizations.

Today, Bank of America announced it will accept donations to support the American Red Cross Japan Earthquake and Tsunami Relief Fund at its more than 5,800 banking centers across the United States. In addition, Bank of America announced it will, at a customer’s request, waive associated foreign transaction fees for customers making a donation with a Bank of America credit card to charitable organizations supporting relief efforts.

“Many members of our own Bank of America team live and work in Japan, and we are united behind them to do what we can to help during this difficult time,” said Brian T. Moynihan, chief executive officer of Bank of America. “One way we can do that is to make it simple, safe, and convenient for our customers to provide financial support to those in need.”

This past weekend, the Bank of America Charitable Foundation announced a 100 million yen ($1.22 million) commitment to aid survivors of the earthquake and tsunami. This includes a 50 million yen grant to American Red Cross, which is working with the Japanese Red Cross Society to help meet the immediate needs of individuals and families.

As relief efforts evolve in the coming weeks, the remaining 50 million yen contribution will be directed towards the long-term recovery efforts to restore basic medical services and fund the rebuilding of homes, schools and other structures critical to the affected communities.

In addition, the Bank of America Charitable Foundation will match employee pledges through the bank’s Matching Gifts program and will not limit its overall relief donation.

Bank of America
JPMorgan Chase Bank
Wachovia Bank
Wells Fargo Bank
Citibank
U.S. Bank
SunTrust Bank
National City Bank
Branch Banking and Trust Company
Regions Bank
PNC Bank
HSBC Bank USA
TD Bank
RBS Citizens
ING Bank, fsb
Capital One
Keybank
Merrill Lynch Bank USA
The Bank of New York Mellon
Morgan Stanley Bank
Union Bank
Sovereign Bank
Citibank (South Dakota) N.A.
Manufacturers and Traders Trust Company
Fifth Third Bank
Comerica Bank
The Huntington National Bank
Compass Bank
Goldman Sachs Bank
Bank of the West
Marshall and Ilsley Bank
Charles Schwab Bank
Fifth Third Bank
USAA Federal Savings Bank
E-Trade Bank
UBS Bank
Discover Bank
Merrill Lynch Bank and Trust Co.
Capital One Bank (USA)
Harris National Association
TD Bank USA, National Association
Ally Bank
Citizens Bank of Pennsylvania
Hudson City Savings Bank
Chase Bank USA
State Street Bank and Trust Co.
Colonial Bank
RBC Bank (USA)
Banco Popular de Puerto Rico
Associated Bank

The story of American Express is a fascinating one, filled with interesting and sometimes quirky characters who -- through a combination of brains, perseverance and luck -- shaped the company's development during the past century and a half.

The express company that forwarded freight and valuables evolved into a company that created and sold financial products like money orders and travelers cheques. Following an era of international expansion, the company became an entity perhaps best known for its charge card. Today, American Express is a global payments company.

The attributes that today are the hallmarks of the American Express brand -- trust, integrity, security, quality, customer service -- all have their roots in this compelling story. In this history, as well, are the genesis and development of the company's aspiration to become the world's most respected service brand.

Our ValuesSince its founding in 1850, American Express has conducted business according to several guiding principles that over the years have become inextricably linked with the company’s brand, products, services and – perhaps most notably – its people. Generations before the phrase “company values” entered the corporate lexicon, American Express employees across the organization were demonstrating the same core principles upheld by the company today:

Customer Commitment
We develop relationships that make a positive difference in our customers’ lives.

Quality
We provide outstanding products and unsurpassed service that, together, deliver premium value to our customers.

Integrity
We uphold the highest standards of integrity in all of our actions.

Teamwork
We work together, across boundaries, to meet the needs of our customers and to help the company win.

Respect for People
We value our people, encourage their development and reward their performance.

Headquarters
American Express Company
World Financial Center
200 Vesey St
New York, NY 10285
212-640-2000

Source : http://home3.americanexpress.com/

Who was it that said that all banks need to conform to a rigid set of rules, requirements, processes and procedures. Some structure, of course, is necessary and important, but when it becomes excessive—like in many banks—it creates a business operating environment where the expected is the best that can be delivered, the routine is as good as it gets, excuses for not doing something replace solutions for getting it done and “customer easy” is the farthest thing from the truth.

At Bank @LANTEC we think that there is a better approach. One where not acting just like a typical bank-doing what is typically expected- is a good thing. It starts by viewing our members as individually unique and as the centerpiece of what we do and how we do it. It continues with an ardent focus on simplifying our processes to make it easy for our members to do business with us. And it never ends, because we continually strive to make things better, more improved, higher quality and the best that that moment in time will allow for when our members need our services and support.

Please join us at Bank @LANTEC for a one-of-a-kind banking experience.



Have you ever called a bank, credit union, or mortgage company to ask them what their interest rates and loan costs were only to get the runaround? At Bank @LANTEC, we don’t give you the runaround, just the facts!

Personalized Loan Rates
Know exactly what rates are available to you. When you check rates on our mortgage website we ask you to supply data (loan amount, home value, location, etc.) that could affect the products and rates for which you are eligible. Then we show you all the products and rates for which you can apply--immediately.

Apply Online
A unique application is created for you based on your personal situation. This streamlined application means you won’t be asked unnecessary, time consuming questions. We have Frequently Asked Questions on every screen throughout the application. These questions and their answers help take the mysteries out of mortgages. Of course we are always just a phone call away if you need us

Just tell us the rate you are looking for and we will email you if and when it becomes available. If you prefer to keep an eye on a variety of rates, sign up for daily, weekly, or monthly email updates. You no longer have to monitor the rates. We do the work for you.

Source : http://www.whereibank.com/